Sep 25, 2021 ●15 min read
Everything You Need to Know About the ZinCash Loan App
If you have been on the lookout for a personal loan for some time now, chances are that you have come across the ZinCash instant personal loan app at least once during your search for the best lending apps on the PlayStore or AppStore. But what exactly is the ZinCash loan app, and how can it help you secure an instant personal loan to meet your emergency needs. Let’s find out in today’s article.
One of the first and most important aspects we ought to understand is the essence of the ZinCash loan application. In simple terms, the ZinCash loan application can be understood as being a personal loan application which leverages modern technology such as cloud computing, machine learning and artificial intelligence to extend you access to emergency personal loans at the tap of your fingertips. Developed by the internal team at Zavron Finserv, an NBFC based out of Nagpur, Maharashtra, it is designed with the intent of increasing financial inclusion by extending customers an opportunity to easily access affordable credit instruments by always keeping the customer’s satisfaction at its core.
Launched simultaneously on the Google PlayStore and Apple App Store, the ZinCash loan app is safe, instantaneous, and, best of all, makes sure that you have access to the required funds when you need them the most.
Now that you understand the essence of the ZinCash loan application, one question which must be pondering your mind is, what are the advantages of using this personal loan application over the many others available in the market?
While at first glance it might appear that the ZinCash loan application is similar in advantages to the other instant personal loan applications on the marketplace, in reality, the advantages of this application goes beyond what meets the eye and shared below are some of the most significant.
One of the first and biggest advantages of the ZinCash loan application is the instant application process. If you wish to apply for a personal loan via this application, all you need to do is simply download the application on your smartphone and initiate the process once the installation is complete. Since the application actively leverages cloud computing and machine learning, you can seamlessly complete your personal loan application in a jiffy.
Additionally, in contrast to offline personal loan applications where you need to provide physical copies of all your identification documents, at the ZinCash loan application, you just provide your Aadhar Card and PAN Card, and the application will automatically leverage Open APIs to collect all your details. Along with this, you can upload all the necessary documentation required by Zavron, securely onto its servers, thereby saving you time and money.
Next to a simplified application process, one feature I am sure you often look for in a personal loan application is a high disbursal amount, and the ZinCash loan application meets this criteria as well with flying colours.
Simply by downloading and completing the application process via your smartphone, you can apply for an instant personal loan of upto 2 lakhs and get approved for it in a matter of hours.
The best part, you can get this loan amount without needing to pledge any asset or collateral. Along with this, if you meet all the eligibility requirements listed by the application, you have the option of applying for a higher loan amount right from the application, making the ZinCash loan application a one-stop-shop for all your lending needs.
3. Easy Repayment Options
Last but not the least, when you take a personal loan, it is your responsibility to pay it back on time and acknowledging this, the innovators of the ZinCash loan application have included easy repayment options such that you can repay your Equated Monthly Installments (EMIs) every month at the tap of your fingers without any hassle.
Starting from UPI to internet banking and acceptance of a wide variety of debit and credit cards, along with setting an automatic debit mandate from your bank account, every repayment style as per your preference can be customized within the application itself.
For most personal loans of upto ₹200,000, the application extends a tenure of upto 36 months such that you can repay the entire amount in easy instalments without having to take too much financial stress.
Similar to other lending applications, in order to get approved for a personal loan via the ZinCash loan application, you will need to meet certain eligibility criterias and present some documents, and the most significant of them are as shared below.
● You must be between the ages of 23 to 59 years at the time of application
● You must be a resident of India for at least the past 5 years at the time of application
● You must be a salaried employee with 2 years of service at a public or private company
● You must be a resident of the cities mentioned on the official website of Zavron Finserv
● Copy of your Aadhar Card
● Copy of your PAN Card
● Copy of Driving License or any other identification document
● Last 4 months salary slip from your organization
● Last 4 months bank account statement generated by your banking institution in PDF format
The launch of the ZinCash loan application, in my opinion, truly marks the beginning of a new era of instant personal loans in India and thus, in this article, I have made an effort to highlight the best features the application arrives with. So, what are you waiting for? Go ahead and download the ZinCash loan application on your smartphones today and avail the benefits of instant personal loans at your fingertips.
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