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ZinCash Instant Personal Loan App - AI based loan App

Oct 22, 2021 15 min read

ZinCash Instant Personal Loan App - AI based loan App

Over the past couple of years, the concept of an instant personal loan in India has gained a massive amount of popularity mainly due to the fact that there are now so many lenders in the market who are willing to render the services of a personal loan. Along with this, since the modern borrower now has an increased awareness about personal loans, they are more willing than ever before to avail the services of one.

Although the sharp rise in demand is a good indication of the popularity of this financial instrument, one imminent challenge it arrives with is confusing the end customer about which instant personal loan application to choose from.

Thus, in today’s blog post, we will share with you everything you need to know about the new ZinCash loan application, a one of its kind, artificial intelligence-powered loan application, and also share with you why this is the only personal loan application you will ever need on your phone. Without further ado, let’s get started.

What Is the ZinCash Loan Application?

One of the first and most important aspects we need to understand is the meaning of the ZinCash loan application.

In simple terms, the ZinCash loan application can be understood as a personal loan application powered by artificial intelligence, which helps you to apply for a personal loan of upto ₹100,000 from the comfort of your smartphone. Along with helping you apply for a personal loan, the ZinCash loan application ensures that you can seamlessly pay back your obligations without any financial strain by enjoying a flexible repayment plan clubbed with a competitive interest rate.

While at first glance, the ZinCash loan application might appear to be similar to any other loan application in the market, in reality, it comes feature packed with a bunch of consumer features which not only makes it easier for you to apply for an instant personal loan but also repay it by leveraging a flexible repayment plan.

Features of ZinCash Loan App

Now that you understand the essence of the ZinCash loan application, one question which must be pondering your mind is, “What makes this application special in comparison to the several other personal loan applications available in the marketplace?”

As I pointed out right at the beginning of this article, the ZinCash loan application is a personal loan app powered by artificial intelligence, and thus it goes without saying that it arrives feature-packed with a number of consumer-friendly features, the most significant of which are as shared below.

1.      High Disbursal Amount

No matter the type of loan you are looking for, one of the key features every customer hunts for is a high disbursal amount, and this is especially true in the case of a personal loan. Since most borrowers use an instant personal loan to meet their urgent and unforeseen expenses, it is important that, as a lender, you have a high disbursal amount such that the borrower can withdraw an amount sufficient to meet their requirements.

One of the key features of the ​​ZinCash instant personal loan app lies in the fact that upon your automatic credit assessment, the application will automatically grant you a credit limit of upto ₹100,000 for your urgent expenses. The best part of this process is the fact that you can withdraw the whole amount of ₹100,000 in one sitting itself, meaning you will have instant access to the entire loan amount right when you need it.

2.      Easy Application Process

These days, all of us lead extremely busy lives, and thus it is almost an impossible task for any of us to stand in long queues and apply for a loan. However, unfortunately, that is the case with most traditional lending instruments available in India. Since most lenders across the nation depend on legacy systems to process their loan applications, consumers invariably need to wait in long queues, visit the lender at their office and complete never-ending application forms just to apply for a traditional loan.

On the other hand, the ZinCash loan application comes with an easy and 100% paperless application process, meaning all you need to do is share a few key information with the application, and the rest of the task will be auto-completed.

A 100% online application process not only saves you time but also money, as now the lender can assess and grade your application faster, thereby further contributing to a faster disbursement.

3.     One-Click Repayments

Last but not least, when you take a personal loan of any kind, it is your responsibility to repay the entire loan amount on time. However, one common struggle most borrowers face on a regular basis is struggling to repay right from the loan application.

In continuation of the earlier point, as most lenders depend on legacy repayment systems, borrowers often do not have the option of making repayments online and have to depend on cash for the same. While this might sound insignificant at first glance, in reality, this can quickly become a struggle for most borrowers, even contributing to late repayments or defaults.

On the other hand, the ZinCash loan application comes equipped with the latest payment gateways right from net banking and debit cards all the way to credit cards and UPI. This means that not only do you have the choice of juggling between payment interfaces of your choice, but you are also guaranteed complete peace of mind, as you can automatically set auto-debit and ensure that your repayments happen on time.

In Conclusion

At first glance, the ZinCash loan application might appear similar to other instant personal loan applications available in the market; however, in reality, the consumer-centric features it arrives with are unlike anything else.

Now that you know of all the capabilities of the ZinCash loan application, what are you waiting for? Go ahead and download it today.

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